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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The RFI document 20 itself has given the FHFA an opportunity to explain what it did and why and to educate the public on various aspects of the topic. teaser rates, low/no documentation, 40-year maturities, etc., percent upfront fee economically translates into a per annum 0.20 This will be further discussed below. percent fee.