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In recent years, the System has been subject to growing criticism that it has been inadequately supporting the housing and community development mission given to it by Congress. This included nationwide listening sessions and other opportunities for public input. It then published its findings (the FHFA Report) in November of last year.
A presidential administration’s ability to directly manage the mortgage programs and policies of the GSEs was never expected or intended but arose from a series of two unlikely events more than a decade apart. When will the changes be developed? Reform or eliminate specific targeted credit access programs (e.g.,
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