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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 2)

The Stoop (NYU Furman Center)

Together, parts 1 and 2 of the analysis are essential to understand the FHFA Report and how its proposed reforms are most definitely needed. 36 However, with a properly designed GSE Board in place, a public-private hybrid GSE can be a practical and reasonable vehicle to achieve public policy objectives over the long term.

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Freddie Mac’s Second Mortgage Pilot: Should the Taxpayer Subsidize Equity Extraction Lending?

The Stoop (NYU Furman Center)

12 Mission: Equity extraction products do not fit within a reasonable definition of the GSEs' homeownership mission All GSEs are hybrids created by Congress. ” In addition, CES mortgage products are being offered by many depository financial institutions, but definitely not universally.

Housing 59
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The GSEs and the Second Trump Administration: Ten Possible Mortgage Program and Policy Changes to Expect (Part 2 of 2)

The Stoop (NYU Furman Center)

4] The relevant Trump II policy objectives I have identified nine policy objectives that are both likely to be important to officials in the Trump II administration and relevant for shaping GSE mortgage policies and programs. Nevertheless, there are definitely additional ways to obtain more savings.

Housing 52