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What’s a Capital Stack and How Does it Work?

CRA Today

In this model, the various sources of capital are stacked on top of each other to enhance community development financing projects. All these layers together make a community development loan possible. Senior debt is debt secured by specific assets of the organization.

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Finish Strong, as published in ABA Bank Compliance

CRA Today

Maximize the Reporting of Community Development Activities; 2. Maximize the Reporting of Community Development Activities. Oftentimes, large (for CRA purposes) banks overlook transactions, such as loans and investments, that could qualify for consideration as community development activities.

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A Message from President and CEO Akilah Watkins

Center for Community Progress

The loyalty my colleagues demonstrate to serving disinvested communities, to helping one another, and to bettering the organization makes it hard to say goodbye, but also helps me feel secure in Community Progress’ future. This continuity is so important because of the very nature of our work.

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New Report on Ten Years of Land Banking in New York Offers Compelling Metrics of Success, Useful Lessons, and a Lot of Inspiration

Center for Community Progress

By Tarik Abdelazim , Director, National Technical Assistance, Center for Community Progress Before I came to Community Progress, I spent eight years in public service in my hometown, Binghamton, New York. They can break the cycle of disinvestment and decline and pave the way to more equitable, inclusive, and resilient communities.

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The CRA Tips

CRA Today

Are you looking to take your community development services to the next level? Episode 44: Economic Development as a Key to Community Development Services. Episode 42: I Bet You Are Underreporting Your Community Development Loans… Most Banks Are Too! Episode 29: How to Do the Undoable Deal.

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CRA Podcast Episodes

CRA Today

Are you one of the 95 percent of banks that are underreporting community development loans under the Community Reinvestment Act (CRA)? SHOWNOTES: Community Development Loans Demystified with Krista Shonk, VP & Senior Counsel, Regulatory Compliance and Policy, Fair & Responsible Banking, ABA.

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Episode 8: Demystifying Community Reinvestment

CRA Today

Community Advocate. Committed to transforming communities through the power of economic development and CRA. Listen to hear Linda describe her vision for the CRA Hub and other community development thoughts. link] The post Episode 8: Demystifying Community Reinvestment appeared first on CRA Today.