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In response to that growing criticism plus how much has changed in markets, legislation, and regulation during the 90-plus years of the FHLBanks’ existence, its regulator – the Federal Housing Finance Agency (FHFA) – announced in 2022 that it would undertake a review of the entire System. billion for fiscal 2024.
“The government is just this incredible and complex mechanism, and [you] need to understand how to navigate your bureaucracy,” said Dave Uejio, Acting Associate Director for Supervision, Enforcement, and Fair Lending at the Consumer Financial Protection Bureau. Another consequence of the legislative process is the possibility of shutdowns.
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