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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

The F&F core business of securitizing and guaranteeing loans essentially takes the below-market cost of the funds raised by issuing mortgage-backed securities (MBS), which reflects the implied guarantee, and passes that subsidized cost through to primary market lenders. Growing profits by exploiting the implied guarantee.

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Finding Funding for Research

Peak Proposals

If you lack preliminary data, you may want to hold off applying for external funding and focus instead on securing internal (institutional) funding to collect preliminary data. Alzheimer’s, veterans, or energy) you may want to look for funding opportunities sponsored by foundations and advocacy organizations associated with these issues.

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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

This blocking has been enabled by extensive political advocacy and lobbying, especially aimed at elected members of Congress and state legislatures, and stands out for how effective it has been. Industry lobbying and advocacy are now also focused on the CFPB in response to its public announcement of an investigation. Appraisals.

Advocacy 101
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

Over the near century of evolution of this dominant government role, the business model used by all four agencies has come to rely on packaging those loans into mortgage-backed securities (MBS) and then guaranteeing the investors in the MBS against credit losses on the underlying mortgage loans. 3 This business model is very complex.

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Social Media for Social Good: What role does social media play in creation of and sustainability of social movements? A Social Movement Case Study Examining Occupy Wall Street and the Tea Party.

Public Policy Blog

He specifically distinguishes social movements from political parties and advocacy groups. Residents of “late modern” society find themselves increasingly responsible for elements of life such as economic security, risk management, and identity maintenance that once were delivered by social institutions (Beck, 1999; Bennet, 1998).