Remove Advocacy Remove Definition Remove Regulations
article thumbnail

The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

This blocking has been enabled by extensive political advocacy and lobbying, especially aimed at elected members of Congress and state legislatures, and stands out for how effective it has been. Industry lobbying and advocacy are now also focused on the CFPB in response to its public announcement of an investigation. 15 Credit reports.

article thumbnail

Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Q&A on Eight Key Policy Topics (Part 2)

The Stoop (NYU Furman Center)

Nevertheless, the advocacy I have found with respect to MH demonstrates some confusion regarding this fundamental. I found additional advocacy approaches designed to support a claim that MH structures will appreciate much like site-built structure-plus-land housing.

Housing 59
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

Basic Definitions and Facts MH had a questionable reputation before it began an upgrade from its low-quality origins many decades ago. MH units 1 currently account for about 6% of the U.S. housing stock, including both owner- and renter-occupied housing. In Part 3, I describe what implementable policy leverage points make sense, in my view.

Housing 52
article thumbnail

Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

article thumbnail

The GSEs and the Incoming Trump Administration: Part 1 of 2 – Answering Ten Key Questions About Conservatorship Exit

The Stoop (NYU Furman Center)

The current media focus on conservatorship exit, therefore, seems to be driven more by advocacy than by coldly-calculated prediction of what Trump II’s policy priorities will be in 2025. The Summary on Pages 1 to 4 is definitely worth reading. 13] This view is not shared widely, or by me. [14] 14] See [link].