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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

Second, it’s unreasonable to assume the design could work effectively through many decades of often unpredictable changes in markets, legislation, and regulation. To that end, they turned to lobbying and advocacy to fend off any possible profit-reducing limitations that Congress might impose on them. mortgage originations.

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Lies, damn lies, and misleading data: bus service (DC Circulator)

Rebuilding Place in Urban Space

When I went to college there was a book "famous" in economics called Lies, Damn Lies, and Statistics , about the manipulation of data. In reporting on transit ridership, I am bothered when they don't report ridership by bus line or day of the week, but "by the year." So they evade real scrutiny. That's crazy.

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Gaps in Parks Master Planning: Part Eight | Civic Engagement and Positive Promotion of Democracy

Rebuilding Place in Urban Space

A few years ago when I was doing research on public markets I came across the book Civic Agriculture: Reconnecting Farm, Food and Community , which posits a more locally controlled and democratically involved regional food system, as opposed to the one we have, dominated by huge corporations. It's an interesting book.

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. 3 In that report, the FHFA disclosed that the average G-fee across all products was 0.46 But is this argument valid?

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The GSEs and the Incoming Trump Administration: Part 1 of 2 – Answering Ten Key Questions About Conservatorship Exit

The Stoop (NYU Furman Center)

The current media focus on conservatorship exit, therefore, seems to be driven more by advocacy than by coldly-calculated prediction of what Trump II’s policy priorities will be in 2025. 15] At that time, the FHFA would still continue to be the regulator of the GSEs, of course. [16] 22] The largest IPO in history was $25.6