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In response to that growing criticism plus how much has changed in markets, legislation, and regulation during the 90-plus years of the FHLBanks’ existence, its regulator – the Federal Housing Finance Agency (FHFA) – announced in 2022 that it would undertake a review of the entire System.
A presidential administration’s ability to directly manage the mortgage programs and policies of the GSEs was never expected or intended but arose from a series of two unlikely events more than a decade apart. It is at that confirmation hearing that the public is expected to first learn what that agenda is. [4]
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