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In any case, most banks will have at least one more CRA examination before the new finalized regulations are implemented, and it’s important to put the bank ’ s best face forward. No matter what the outcome of the proposed CRA rules, it is clear that large banks (for CRA purposes) will experience the greatest degree of change.
How this affects your organization: Once this change is implemented, instead of going to the ‘Get Data’ page to upload files to a workspace, users can now use a streamlined Upload experience, found at the top of any workspace page. If users would like to utilize wiki's they can be added from the channel store as needed.
While two of the many significant administrative reforms needed to implement comprehensive GSE reform were undertaken in 2019-20,[[Specifically, (1) allowing them to build capital and (2) establishing a post-conservatorship regulatory minimum capital requirement. These are discussed further below.]] there has been no progress since.
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