Remove 2016 Remove Public Policy Remove Regulations
article thumbnail

The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

Second, it’s unreasonable to assume the design could work effectively through many decades of often unpredictable changes in markets, legislation, and regulation. All significant political and policy decisions are taken by the FHFA on their behalf. CEO compensation at public-private hybrid levels. mortgage originations.

article thumbnail

Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. taxpaying public. 3 In that report, the FHFA disclosed that the average G-fee across all products was 0.46

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

20th anniversary of the blog| Urban revitalization systems thinking's greatest hits: Part two -- not transportation

Rebuilding Place in Urban Space

the Diffusion of Innovations Curve of Everett Rogers ," (2018) -- " Yes the neighborhood will change, but it will take 10-25 years ," (2018) -- " House flipping as reproduction of space ," (2018) -- " Q: Could a community land trust help solve D.C.s gentrification crisis?

article thumbnail

The Heavy Lift to Implement GSE Reform-Recap-Release: Part 2: Charter-defect Reforms

The Stoop (NYU Furman Center)

In 2016-2017, a policy consensus developed around the idea of keeping F&F rather than replacing them. [1] In 2016-2017, a policy consensus developed around the idea of keeping F&F rather than replacing them. [1] Continuing the PSPA was viewed as good policy for three reasons.