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Optimizing the US mortgage market with AWS

AWS Public Sector Blog

The UMBS makes up 70 percent of the total MBS market in the US and was established in the wake of the 2008 financial crisis to provide stability, liquidity, and resiliency in the US housing market. CSS delivers an industry-critical function and is regulated by the Federal Housing Finance Agency (FHFA).

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Faced with Housing Shortages, Policymakers Test New Reforms To Increase Production

The Stoop (NYU Furman Center)

State and local policymakers around the country are working to address America’s severe housing shortage, by considering, and implementing, a wide range of policies in the hopes of increasing housing supply. These policies range from substantive revisions to zoning codes to procedural reforms to the land use approval process.

Housing 98
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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

Introduction In November of last year, the Federal Housing Finance Agency (FHFA) published a report 1 (the Report) recommending reforms for the Federal Home Loan Bank (FHLB) System. 5 The similar key behaviors exhibited by both F&F and the FHLBanks should not come as a surprise. mortgage originations. the legislation establishing them).

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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

The housing market has just experienced one of the largest upcycles in history. First, house prices increased by 57 percent 1 over the nearly nine years from their post-financial crisis bottom (2011 Q2) through the last quarter before the pandemic (2020 Q1). This rapid ascent was driven by multiple factors.

Housing 52
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Master planning for solid waste | Creating a VV equivalent for solid waste management and service operating at the metropolitan scale

Rebuilding Place in Urban Space

In solid waste, it means that the agency only plans wrt residential waste pickup for houses of 1-4 units. And it imposes rules on the other properties, but doesn't do too much enforcement and oversight on recycling from multiunit residential and commercial properties (" Reformulating building regulations to promote sustainability, " 2016).

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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

Photo of a manufactured housing neighborhood Introduction Manufactured Housing (MH), the official name for what have historically been called mobile homes, comprises the most prominent type of factory-built housing in the US. housing stock, including both owner- and renter-occupied housing.

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Using Data to Prevent the Loss of Home Equity in New York City

The Stoop (NYU Furman Center)

This report—produced by the NYU Furman Center and the Urban Institute’s Housing Justice team—uses a mix of public and proprietary data to better understand where those vulnerabilities might lie in New York City. 6 At the same time, the City’s Zoning Resolution (ZR) continues to evolve in response to housing needs.