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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 2)

The Stoop (NYU Furman Center)

In response to that growing criticism plus how much has changed in markets, legislation, and regulation during the 90-plus years of the FHLBanks’ existence, its regulator – the Federal Housing Finance Agency (FHFA) – announced in 2022 that it would undertake a review of the entire System.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

percent) in 2014, after having been purposefully increased by the FHFA and the two GSEs in prior years. As such a higher G-fee has not yet been seen, it creates a major policy uncertainty overhanging the mortgage lending system – is a big G-fee increase inevitably coming? taxpaying public. percent to 0.49 percent to 0.49

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

Conservatives were very vociferous in opposing the changes, most notably in two prominent Wall Street Journal editorials: “Upside Down Mortgage Policy” (April 22, 2023) and “Spinning Federal Mortgage Fees” (April 28, 2023). the legislation that established them).

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Ben Bishin: 2020 Election and A Divided Congress

Policy Chats

In this episode, UCR Professor of political science Ben Bishin talks with students from the UC Riverside School of Public Policy about what to expect from a partisan Congress as we enter President Biden's first term in office. About Ben Bishin : Benjamin G. Bishin is Professor of political science. About Ben Bishin : Benjamin G.

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2020 Election: A Divided Congress (with Ben Bishin)

Policy Chats

In this episode, UCR Professor of political science Ben Bishin talks with students from the UC Riverside School of Public Policy about what to expect from a partisan Congress as we enter President Biden's first term in office. About Ben Bishin : Benjamin G. Bishin is Professor of political science. About Ben Bishin : Benjamin G.

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2020 Election: A Divided Congress (with Ben Bishin)

Policy Chats

In this episode, UCR Professor of political science Ben Bishin talks with students from the UC Riverside School of Public Policy about what to expect from a partisan Congress as we enter President Biden's first term in office. Interviewers: Maddie Bunting (UCR Public Policy Major, Dean’s Chief Ambassador).