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Optimizing the US mortgage market with AWS

AWS Public Sector Blog

Launching the CSP with AWS CSS worked closely with AWS from the outset of the CSP project launch in 2014. CSS delivers an industry-critical function and is regulated by the Federal Housing Finance Agency (FHFA). This created further savings and operational resiliency for CSS.

Housing 195
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Faced with Housing Shortages, Policymakers Test New Reforms To Increase Production

The Stoop (NYU Furman Center)

State and local policymakers around the country are working to address America’s severe housing shortage, by considering, and implementing, a wide range of policies in the hopes of increasing housing supply. For example, in the 2014 planning cycle, the statewide target for housing growth was one million units. million units.

Housing 98
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Lies, damn lies, and misleading data: bus service (DC Circulator)

Rebuilding Place in Urban Space

For years they haven't been reporting data by bus line--there are six. Obviously it's because most of the lines have minimal ridership. So they evade real scrutiny.

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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 2)

The Stoop (NYU Furman Center)

In response to that growing criticism plus how much has changed in markets, legislation, and regulation during the 90-plus years of the FHLBanks’ existence, its regulator – the Federal Housing Finance Agency (FHFA) – announced in 2022 that it would undertake a review of the entire System.

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In extremis: what Ukraine 2.0 tells us about reforming government and the public sector

Public Purpose - An Independent Advisory Company

Titled “war is reshaping the Ukrainian state – for the better”, these few excerpts invite reflection from those either leading, advocating or trying to implement deep, lasting reforms in government and the public realm. Such prosecutions were unheard-of before 2014. reform movement.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. percent) in 2014, after having been purposefully increased by the FHFA and the two GSEs in prior years. percent to 0.49

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.