Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies
The Stoop (NYU Furman Center)
MAY 31, 2023
The RFI document 20 itself has given the FHFA an opportunity to explain what it did and why and to educate the public on various aspects of the topic. The prior risk-based adjustment to the GSEs’ G-fees had been set about a decade ago based on historic loss statistics at that time, with some revisions implemented in 2014.
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