Remove 2013 Remove Advocacy Remove Legislation
article thumbnail

Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

Through 2013, the fee moved up strongly as part of the FHFA’s push to raise the cost of GSE mortgages in an attempt to “crowd in” more private market capital into mortgage lending. Or is it just a case, in a highly politicized industry, of a politically convenient advocacy rationale to justify not increasing G-fees?

article thumbnail

Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

14 Only when government gets involved – which is when policy and political concerns are combined with advocacy by ideological and economic interest groups – does one sometimes see something different, with the inevitably resulting cross-subsidies. the legislation that established them). It is discussed below. [19]

article thumbnail

The GSEs and the Incoming Trump Administration: Part 1 of 2 – Answering Ten Key Questions About Conservatorship Exit

The Stoop (NYU Furman Center)

Will GSE reform, including conservatorship exit, be accomplished through congressional legislation? Question #4: Will GSE reform, including conservatorship exit, be accomplished through congressional legislation? When might we learn what Trump II has actually decided about its position on GSE conservatorship exit? 7] See [link]. [8]