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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

6 The regulations covering NMSs do not subject them to strong enough prudential regulatory requirements to ensure they can operate in a safe and sound manner even during times of significantly adverse economic and market circumstances. The Report notes, by contrast, that the regulations that apply to banks are designed to do just that.

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Urban planning when things are going well: DC, 2014 (The Office of Planning under Harriet Tregoning)

Rebuilding Place in Urban Space

Growth vs. shrinking | young vs. old | urban vs. suburban | historic preservation vs. limited building regulation. But it took until 2011 to begin to see a significant uptick in population. Our house is detached, and five miles from Downtown (but 3/4 mile from a Metrorail station). Revival spreads beyond the city core.

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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

The housing market has just experienced one of the largest upcycles in history. First, house prices increased by 57 percent 1 over the nearly nine years from their post-financial crisis bottom (2011 Q2) through the last quarter before the pandemic (2020 Q1). This rapid ascent was driven by multiple factors.

Housing 52
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The Vajont Dam Disaster, Sixty Years On

Disaster Planning and Emergency Management

The intended purpose of the dam was to regulate the flow of water to electrical turbines on the Piave River by ensuring a supply at times when the main river was at low flow. During the construction of the dam a sizeable landslide occurred in the valley upstream. For better or worse, this is an area in which disaster tourism has come to stay.

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Gaps in Parks Master Planning: Part Eight | Civic Engagement and Positive Promotion of Democracy

Rebuilding Place in Urban Space

While someone could hold open a door and a person passing through could say thank you, necessary ADA regulations are making many doors automatic. Lusk wrote about how to design greenways to promote social interaction: Except for a minimal number of elements, the environment does not facilitate interaction between strangers.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

The average guarantee fee (G-fee) of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), who currently finance about half of the nearly $13 trillion of outstanding first-lien single-family mortgages in the country, 1 is among the most closely-watched numbers by housing finance policymakers and the mortgage lending industry.

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V for Vagina: The Anniversary of Michigan Representative Lisa Brown’s Vagina Monologue

Public Policy Blog

Later, Majority Floor Leader Jim Stamas, R-Midland, determined Brown’s comments “violated the decorum of the House”, said Ari Adler, spokesman for the Republican majority. Pete Lund, (House Speaker) Jase Bolger, (Rep.) Measuring State House Speakers Formal Power 1981-2010. Image: Washington Post. State Legislatures.