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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

6 The regulations covering NMSs do not subject them to strong enough prudential regulatory requirements to ensure they can operate in a safe and sound manner even during times of significantly adverse economic and market circumstances. The Report notes, by contrast, that the regulations that apply to banks are designed to do just that.

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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

First, house prices increased by 57 percent 1 over the nearly nine years from their post-financial crisis bottom (2011 Q2) through the last quarter before the pandemic (2020 Q1). 12] This is not a level considered “adequately capitalized” by the regulators. 5] This is an extraordinary CAGR of over 16 percent. [5]

Housing 52
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Emergency Home Repair Loans: Local Government as Financial Bridge

Community and Economic Development Program of UNC

Accordingly, local government programs should account for federal rules prohibiting “duplication of benefits” (or DOB) from other sources. It is reasonable to rely on federal CDBG regulations for guidance because G.S. This amount is so substantial that local governments need to make every penny count. 42 USC 5301(c).

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. 3 In that report, the FHFA disclosed that the average G-fee across all products was 0.46

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Government failure in Texas: electricity generation in extreme cold weather (reprint)

Rebuilding Place in Urban Space

Texas’ grid operator on Friday released its predictions for peak electricity use in Texas for this winter that showed steep shortfalls in power capacity in an extreme event, despite not accounting for February’s deadly freeze. So what's up for Texans this winter?

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Gaps in Parks Master Planning: Part Eight | Civic Engagement and Positive Promotion of Democracy

Rebuilding Place in Urban Space

While someone could hold open a door and a person passing through could say thank you, necessary ADA regulations are making many doors automatic. Lusk wrote about how to design greenways to promote social interaction: Except for a minimal number of elements, the environment does not facilitate interaction between strangers.

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V for Vagina: The Anniversary of Michigan Representative Lisa Brown’s Vagina Monologue

Public Policy Blog

Power is a difficult concept to study but if you are tracking outcomes, it becomes a little bit easier as James Battista (2011) states in his paper Formal and Perceived Leadership Power in U.S. Battista, James (2011). Links attributed above to phrases or accounts: [link]. References. Formal and Perceived Leadership Power in U.S.