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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

The housing market has just experienced one of the largest upcycles in history. First, house prices increased by 57 percent 1 over the nearly nine years from their post-financial crisis bottom (2011 Q2) through the last quarter before the pandemic (2020 Q1). This rapid ascent was driven by multiple factors.

Housing 52
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Winter snow clearance in the Walking City

Rebuilding Place in Urban Space

The city stays on top of road snow clearance, most households shovel their sidewalks, and I don't know what the city does for separated bike lanes--which aren't close to my house, and these days I am unable to bike anyway.

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What should the program for a Transportation Management District look like?

Rebuilding Place in Urban Space

While this might not be dense for a much bigger city, Sugar House is becoming the densest SLC neighborhood outside of downtown, especially along the Trax light rail line. Sugar House has some on Highland Drive, by Fairmont Park on 900 East, is adding more cycle tracks on 1300 East and other streets.

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Transforming Cleveland Vacant Lots into an Urban Farm

Center for Community Progress

Drive 15 minutes southeast from the heart of downtown Cleveland and you’ll find an unexpected sight: a working urban farm, complete with a burgeoning fruit orchard, chicken coop, and hoop houses. The house is the “ de facto second, third, and fourth responder serving the impoverished residents of the Mt.

Housing 52
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Community Resilience or Community Dystopia in Disaster Risk Reduction?

Disaster Planning and Emergency Management

With regard to the last of these points, it is worth considering the criticisms of the concept of social capital, which is often used in conjunction with community-based DRR (Haynes 2009, Inaba 2013). Rioting and looting occurred in London in 2011 and in Concepcion, Chile, after the 2010 earthquake and tsunami. Disaster subcultures.

Laws 52
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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

This means the far bigger influence comes from Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that are currently under the control 11 of the Federal Housing Finance Agency (FHFA). 1 FSOC was created by the Dodd-Frank Act in response to certain regulatory failings revealed by the financial crisis of 2007-2009.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

The average guarantee fee (G-fee) of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), who currently finance about half of the nearly $13 trillion of outstanding first-lien single-family mortgages in the country, 1 is among the most closely-watched numbers by housing finance policymakers and the mortgage lending industry.