The Stoop (NYU Furman Center)

MARCH 4, 2024

Second, it’s unreasonable to assume the design could work effectively through many decades of often unpredictable changes in markets, legislation, and regulation. 11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008.

Legislation 88

Legislation Housing Regulations Operations 88

The Stoop (NYU Furman Center)

MARCH 11, 2024

In response to that growing criticism plus how much has changed in markets, legislation, and regulation during the 90-plus years of the FHLBanks’ existence, its regulator – the Federal Housing Finance Agency (FHFA) – announced in 2022 that it would undertake a review of the entire System. billion for fiscal 2024.

Regulations 59

Regulations Housing Legislation Community Development 59

The Stoop (NYU Furman Center)

JUNE 10, 2024

Unusually, the industry’s regulator, the Appraisal Foundation, was established by the industry itself and then, in 1989, designated by Congress as its regulator. The FHFA, from its founding in 2008 to 2021, was an independent regulator. 15 Credit reports. 4 See Fred Ashton, October 2022, America Action Forum.

Advocacy 91

Advocacy Housing Regulations Legislation 91

The Stoop (NYU Furman Center)

MARCH 10, 2023

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. taxpaying public. 3 In that report, the FHFA disclosed that the average G-fee across all products was 0.46

Press Release 52

Press Release Housing Regulations Implementation 52

The Stoop (NYU Furman Center)

MAY 31, 2023

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

Government 52

Government Housing Implementation Legislation 52

The Stoop (NYU Furman Center)

JANUARY 7, 2025

When the conservatorships were established in 2008, exiting them required approval from both the presidential administration, acting through Treasury, and the then-independent FHFA, led by a single director. Doing so allows for the design of exit terms to produce that model as a result. more than 5 units) loans.

Legislation 69

Legislation Housing Campaign Voting 69