The Stoop (NYU Furman Center)

MAY 31, 2023

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

Government 52

Government Housing Implementation Legislation 52

The Stoop (NYU Furman Center)

MARCH 10, 2023

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. And will any change be implemented quickly or perhaps incrementally over several years?

Press Release 52

Press Release Housing Regulations Implementation 52

The Stoop (NYU Furman Center)

APRIL 29, 2024

For the buyer, closing costs vary significantly by state, reflecting different state regulations and laws. The cost of the lender’s title policy, which is paid by the homebuyer via a single, upfront payment made at the closing, will vary from state to state, reflecting that the states regulate title insurance. 10] See [link]. [11]

Housing 59

Housing Regulations Government Accountability 59

The Stoop (NYU Furman Center)

FEBRUARY 21, 2023

In Part 3, I describe what implementable policy leverage points make sense, in my view. 3] Focusing on owner-occupied housing, house prices have increased faster than wages from 2016 (when they reached their pre-2008 peak level) through early 2020, reducing affordability. Of the total of 6.7 million or 71% were owned, and 1.9

Housing 52

Housing Advocacy Development Laws 52

Rebuilding Place in Urban Space

FEBRUARY 18, 2025

Part 2: Implementation Approach and Levers ," (2021) -- " Revisiting St. First it was the design method instead of rational planning; Then action planning; incorporating the design method, social marketing, implementation and citizen centricity. Louis: what would I recommend for a comprehensive revitalization program?

Transportation 52

Transportation Parks And Recreation Economic Development Urban Planning 52

The Stoop (NYU Furman Center)

APRIL 10, 2025

Lots in these zones also benefit from slightly loosened density regulations and reduced parking requirements to encourage housing growth, especially in zones supported by mass transit. 2 (August 31, 2008). link] Dyer, Janice, Conner Bailey, and Nhuong Tran. ” Journal of Rural Social Sciences 24, no. link] Hincken, Garrett.

Outreach 59

Outreach Housing Laws Development 59

The Stoop (NYU Furman Center)

APRIL 15, 2025

This four-part series addresses the “how” of such a conservatorship exit, i.e., what it will take to actually implement it. 2] The concept of GSE reform by administrative means was then developed as a way to implement those fixes, but without waiting for Congress to revise those charters.

Implementation 52

Implementation Legislation Housing Regulations 52

The Stoop (NYU Furman Center)

SEPTEMBER 5, 2023

Under the pressure of the financial crisis, in mid-2008, the market began to lose confidence in the implied guarantee given its informal and unwritten nature. This included: Developing an updated capital requirement broadly consistent with post-2008 bank regulatory requirements. [9] government (i.e., trillion amount.

Legislation 105

Legislation Regulations Operations Housing 105

The Stoop (NYU Furman Center)

JANUARY 7, 2025

The incoming presidential administration of Donald Trump (Trump II) is now developing key policy priorities to implement once it takes office in January. The operation of the PSPA agreement [18] since 2008 has given Treasury a very large ownership interest in the GSEs consisting of two parts: (1) a warrant on 79.9

Legislation 69

Legislation Housing Campaign Voting 69

The Stoop (NYU Furman Center)

JULY 30, 2024

Introduction Freddie Mac and Fannie Mae (F&F), the two large government-sponsored enterprises (GSEs), were placed into conservatorship in September 2008 at the height of the Great Financial Crisis, when the markets lost confidence in them. For example, see the September 2008, “Statement by Secretary Henry M. Paulson, Jr.

Legislation 90

Legislation Implementation Housing Regulations 90

The Stoop (NYU Furman Center)

APRIL 28, 2025

This four-part series examines what it will take to actually implement that exit, a process known informally as “reform-recap-release.” 2] Workstream 5 [3] – Primary capital raise: Develop and implement a plan for F&F to have enough capital to qualify for exit from conservatorship.

Implementation 52

Implementation Voting Operations Regulations 52

The Stoop (NYU Furman Center)

MARCH 31, 2025

5] To state the obvious, the reason the implementation of reform-recap-release needs to be well thought out and executed is that F&F are together the backbone of the country’s mortgage system, accounting for roughly half of the nearly $13 trillion first-lien mortgage market in America.

Implementation 52

Implementation Legislation Regulations Housing 52

The Stoop (NYU Furman Center)

FEBRUARY 18, 2025

In terms of timing, this focus seems misplaced because such changes can be made and implemented in a matter of months, while exiting conservatorship, if and when decided, would likely take years to implement. However, legislation gave the FHFA considerable discretion to implement them and set the required goals for the GSEs.

Housing 52

Housing Legislation Policy Objective Implementation 52