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Optimizing the US mortgage market with AWS

AWS Public Sector Blog

CSS built and now operates the largest and most advanced mortgage securitization platform in the US, supporting Freddie Mac and Fannie Mae’s 70 percent market share of the industry with flexibility, scalability, and security at its core. CSS delivers an industry-critical function and is regulated by the Federal Housing Finance Agency (FHFA).

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Revisiting the Community Land Trust: An Academic Literature Review

Community and Economic Development Program of UNC

Housing costs and supply are dominating the news at the moment. Housing is the highest monthly bill typical Americans face, reaching an average of $1674 a month in 2021. Housing prices have increased far faster than incomes (Miller 2015), making affordable homeownership inaccessible for many aspiring homeowners (Hackett et al.

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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

Introduction In November of last year, the Federal Housing Finance Agency (FHFA) published a report 1 (the Report) recommending reforms for the Federal Home Loan Bank (FHLB) System. The private persona of a GSE is that it is owned and capitalized by the private sector and operated as a for-profit company. mortgage originations.

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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

6 The regulations covering NMSs do not subject them to strong enough prudential regulatory requirements to ensure they can operate in a safe and sound manner even during times of significantly adverse economic and market circumstances. Inability to continue mortgage servicing operations. 23 Yet that 0.25

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The Port of Greater Cincinnati Development Authority outbids Wall Street to buy houses in Cincinnati

Rebuilding Place in Urban Space

In " Revisiting stories: cultural planning and the need for arts-based community development corporations as real estate operators " I argue that to best buy, hold, develop, and maintain arts-related uses you need an arts and culture focused community development corporation (or the city or county government) to act at the city-wide/county scale.

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A History of Ohio Land Banking 2009–2021: From Legislation to Operation

Center for Community Progress

At the height of the foreclosure crisis post-2008, a group of elected officials, community development practitioners, and lawyers came together to craft a strategy to respond to the hemorrhaging real estate market in Ohio. Everything seemed to work as planned—until 2008.

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The town (or place) that art saved(?): arts as revitalization versus arts as community building

Rebuilding Place in Urban Space

nd building awareness and interest in the institution and the community (" House of Art(s) to open at the Springfield Art Museum ," Springfield News-Leader ), " Drury Students to help with De-Installation of Springfield Art Museum Exhibit ," Ozarks First, " Space as event as ouevre ," Gerard Nadeau). Again, I think this is community building.