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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. ” The Pre-2008 Fannie Mae and Freddie Mac F&F were relatively small prior to the Savings & Loan (S&L) Crisis of 1989, having only a single-digit market share of funding U.S.

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Building Resilience: Leveraging Innovative Partnerships and Low Cost Capital to Meet Affordable Single-Family Housing Needs

Center for Community Progress

In particular, the organization’s Foreclosure Response Program—launched in 2008 in direct response to the devastating foreclosure crisis—has proven a resilient model for affordable single-family development.

Housing 98
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What should the program for a Transportation Management District look like?

Rebuilding Place in Urban Space

The journal article " Making Cycling Irresistible ," inspired my own blog entry in 2008, " Ideas for Making Cycling Irresistible in DC." Planning and advocacy. There aren't many free air pumps or bike stands. I don't know if some apartment buildings have high quality bike parking. Bike theft is a problem in Salt Lake.

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A Proposed Strategy to Advocate for Improved Civil Protection in the United Kingdom

Disaster Planning and Emergency Management

Hence there is potential for floods that equal or exceed those generated in 2008, storms that may be more disruptive than Arwen was in 2021, heatwaves greater than that of July 2022, and so on. In addition, more than 60 universities teach and research on topics (hazards, risks, disasters, safety, security, etc.) 1] Domoto, A.,

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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

This blocking has been enabled by extensive political advocacy and lobbying, especially aimed at elected members of Congress and state legislatures, and stands out for how effective it has been. Industry lobbying and advocacy are now also focused on the CFPB in response to its public announcement of an investigation. Appraisals.

Advocacy 101
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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Q&A on Eight Key Policy Topics (Part 2)

The Stoop (NYU Furman Center)

loans secured only by the MH structure, excluding the underlying land); and second, look to the states to override what is characterized as unjustified and unfair zoning and other land use rules that restrict MH structures generally and MH communities (MHCs) more specifically. 28 This market is unique to first-lien residential mortgages.

Housing 59
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

Over the near century of evolution of this dominant government role, the business model used by all four agencies has come to rely on packaging those loans into mortgage-backed securities (MBS) and then guaranteeing the investors in the MBS against credit losses on the underlying mortgage loans. 3 This business model is very complex.