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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. ” The Pre-2008 Fannie Mae and Freddie Mac F&F were relatively small prior to the Savings & Loan (S&L) Crisis of 1989, having only a single-digit market share of funding U.S.

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Building Resilience: Leveraging Innovative Partnerships and Low Cost Capital to Meet Affordable Single-Family Housing Needs

Center for Community Progress

In particular, the organization’s Foreclosure Response Program—launched in 2008 in direct response to the devastating foreclosure crisis—has proven a resilient model for affordable single-family development. ANDP’s work has primarily benefitted low-income families, first-time homebuyers, African Americans, and female heads of household.

Housing 98
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Need for social marketing initiatives around installation of neighborhood traffic calming initiatives: Salt Lake City

Rebuilding Place in Urban Space

There is a local walking and transit advocacy group called Sweet Streets , that helped promote this change.) Gosh, years ago I wrote about an approach to planning I called "action planning," focused on implementation, and to be successful included elements of social marketing and branding and identity.

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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

This blocking has been enabled by extensive political advocacy and lobbying, especially aimed at elected members of Congress and state legislatures, and stands out for how effective it has been. Industry lobbying and advocacy are now also focused on the CFPB in response to its public announcement of an investigation. Appraisals.

Advocacy 101
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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

In the years immediately following conservatorship (which began in September 2008), the FHFA increasingly took over setting the average G-fee. This all ended in 2008, when even the most ardent GSE defenders in Congress went quiet as the two companies collapsed into conservatorship. public comment periods) were bypassed.

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Social Media for Social Good: What role does social media play in creation of and sustainability of social movements? A Social Movement Case Study Examining Occupy Wall Street and the Tea Party.

Public Policy Blog

He specifically distinguishes social movements from political parties and advocacy groups. Because social media can increase the perceived social and public equity, users are more likely to engage in active participation. 2013; Bennett, Breunig, & Givens, 2008).

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice. It already engages in various targeted policy subsidies related to its special mission. This claim is simply untrue. Such low-return LMI programs first show up in two Congressionally-mandated programs.