Rebuilding Place in Urban Space

FEBRUARY 18, 2025

the Diffusion of Innovations Curve of Everett Rogers ," (2018) -- " Yes the neighborhood will change, but it will take 10-25 years ," (2018) -- " House flipping as reproduction of space ," (2018) -- " Q: Could a community land trust help solve D.C.s gentrification crisis?

Transportation 52

Transportation Parks And Recreation Economic Development Urban Planning 52

The Stoop (NYU Furman Center)

JUNE 10, 2024

In Part 1 of this series, it was estimated that total closing costs for both buyer and seller accounted for at least 7 to 11 percent of the purchase price of a typical home, surpassing the average 6 to 7 percent down payment made by first-time homebuyers (FTHBs). The FHFA, from its founding in 2008 to 2021, was an independent regulator.

Advocacy 101

Advocacy Housing Regulations Legislation 101

The Stoop (NYU Furman Center)

MARCH 10, 2023

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. 3 In that report, the FHFA disclosed that the average G-fee across all products was 0.46

Press Release 52

Press Release Housing Regulations Implementation 52

The Stoop (NYU Furman Center)

MAY 31, 2023

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

Government 52

Government Housing Implementation Legislation 52

The Stoop (NYU Furman Center)

APRIL 29, 2024

For the buyer, closing costs vary significantly by state, reflecting different state regulations and laws. The cost of the lender’s title policy, which is paid by the homebuyer via a single, upfront payment made at the closing, will vary from state to state, reflecting that the states regulate title insurance.

Housing 59

Housing Regulations Government Accountability 59

The Stoop (NYU Furman Center)

APRIL 3, 2023

As described in Part 1 of this three-part series, MH – a term which in this paper refers to the factory-produced structure that is later sited on a residential lot – accounts for approximately six percent of owner- and renter-occupied housing in the U.S., with a much greater market share of 14 percent in rural geographies.

Housing 59

Housing Advocacy Government Development 59

The Stoop (NYU Furman Center)

FEBRUARY 21, 2023

MH units 1 currently account for about 6% of the U.S. Having to travel down highways naturally accounts for its long thin shape (which acts as a considerable design constraint). Specifically, from when prices reached their pre-2008 peak level (2016 Q2) through the last quarter before the pandemic hit (2020 Q1), prices increased by 24.3

Housing 52

Housing Advocacy Development Laws 52

The Stoop (NYU Furman Center)

JULY 30, 2024

Introduction Freddie Mac and Fannie Mae (F&F), the two large government-sponsored enterprises (GSEs), were placed into conservatorship in September 2008 at the height of the Great Financial Crisis, when the markets lost confidence in them. For example, see the September 2008, “Statement by Secretary Henry M. Paulson, Jr.

Legislation 90

Legislation Implementation Housing Regulations 90

The Stoop (NYU Furman Center)

MARCH 31, 2025

5] To state the obvious, the reason the implementation of reform-recap-release needs to be well thought out and executed is that F&F are together the backbone of the country’s mortgage system, accounting for roughly half of the nearly $13 trillion first-lien mortgage market in America.

Implementation 52

Implementation Legislation Regulations Housing 52