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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

Written in a neutral regulatory tone, the document largely validates these criticisms via facts and analysis, and then proposes extensive recommendations for change. 11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. mortgage originations.

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Predicting diabetic patient readmission using multi-model training on Amazon SageMaker Pipelines

AWS Public Sector Blog

This solution uses the UCI Diabetes 130-US hospitals for years 1999-2008 dataset , from which we’ll extrapolate data insights with machine learning. We suggest that you read on these services by clicking the linked documentation before proceeding for a more seamless solution deployment experience. Log in to your AWS account.

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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

This nearly-50-page document concluded that nonbank mortgage servicers (NMSs) collectively are a potential threat to financial stability. In addition, since 2008, it is also their conservator, which gives it powers to directly control all their operations and decision-making. government. 11 The FHFA is the regulator of the two GSEs.

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September 2022 - Microsoft 365 US Public Sector Roadmap Newsletter

Microsoft Public Sector

This launch will add the mobile apps to the web and Outlook functionality that GCC accounts already have today. Co-authoring on Microsoft Information Protection encrypted documents on mobile devices. You may want to notify your users about this change and update your training and documentation as appropriate. Security/Identity.

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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

In Part 1 of this series, it was estimated that total closing costs for both buyer and seller accounted for at least 7 to 11 percent of the purchase price of a typical home, surpassing the average 6 to 7 percent down payment made by first-time homebuyers (FTHBs). The FHFA, from its founding in 2008 to 2021, was an independent regulator.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

In the years immediately following conservatorship (which began in September 2008), the FHFA increasingly took over setting the average G-fee. This all ended in 2008, when even the most ardent GSE defenders in Congress went quiet as the two companies collapsed into conservatorship. public comment periods) were bypassed.

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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

In 2007, the Government Accountability Office (GAO), a non-partisan research arm of Congress, studied title insurance. As the government has successfully implemented low downpayment mortgage products, closing costs now account for roughly half of all the cash needed upfront by many first-time homebuyers to purchase a home.

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