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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. ” The Pre-2008 Fannie Mae and Freddie Mac F&F were relatively small prior to the Savings & Loan (S&L) Crisis of 1989, having only a single-digit market share of funding U.S.

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On Demand Webinar from UNC’s Tax Center on State Response to the Pandemic

Death and Taxes

As states consider tax-based approaches to bridging the gap, businesses and individuals will need to alter their strategic planning to account for potential tax increases. Duncan received New York University’s Outstanding Achievement in State and Local Taxation Award in December 2006 and was awarded the IRS Commissioner’s Award in June 2008.

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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

In Part 1 of this series, it was estimated that total closing costs for both buyer and seller accounted for at least 7 to 11 percent of the purchase price of a typical home, surpassing the average 6 to 7 percent down payment made by first-time homebuyers (FTHBs). Appraisals.

Advocacy 101
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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Q&A on Eight Key Policy Topics (Part 2)

The Stoop (NYU Furman Center)

As described in Part 1 of this three-part series, MH – a term which in this paper refers to the factory-produced structure that is later sited on a residential lot – accounts for approximately six percent of owner- and renter-occupied housing in the U.S., with a much greater market share of 14 percent in rural geographies.

Housing 59
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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

In the years immediately following conservatorship (which began in September 2008), the FHFA increasingly took over setting the average G-fee. This all ended in 2008, when even the most ardent GSE defenders in Congress went quiet as the two companies collapsed into conservatorship. public comment periods) were bypassed.

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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

MH units 1 currently account for about 6% of the U.S. MH units 1 currently account for about 6% of the U.S. Having to travel down highways naturally accounts for its long thin shape (which acts as a considerable design constraint). housing stock, including both owner- and renter-occupied housing. Of the total of 6.7 percent.

Housing 52
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

14 Only when government gets involved – which is when policy and political concerns are combined with advocacy by ideological and economic interest groups – does one sometimes see something different, with the inevitably resulting cross-subsidies. This claim is simply untrue.