Remove 2008 Remove 2009 Remove 2023 Remove Accountability
article thumbnail

The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 2)

The Stoop (NYU Furman Center)

It describes how the GSE design defect had very publicly manifested itself in these institutions prior to their being taken over by the government via conservatorship in 2008. Today, agency MBS outstanding is about $9 trillion, two-thirds of all first-lien mortgage dollars, while bank-held mortgage loans only account for $2.6

2008 59
article thumbnail

Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

In the years immediately following conservatorship (which began in September 2008), the FHFA increasingly took over setting the average G-fee. This all ended in 2008, when even the most ardent GSE defenders in Congress went quiet as the two companies collapsed into conservatorship. percent in 2014 and then stayed in the 0.44

2008 52
article thumbnail

Learning what not to do from the New England Patriots football team

Rebuilding Place in Urban Space

From " Design Thinking ," American Libraries, 2008 I used action planning concepts when I did a pedestrian and bicycle plan for Baltimore County (" Best practice bicycle planning for suburban settings using the "action planning" method ," 2010). That's what I've been writing about for years, obviously, as indicated by the text above.

2007 52