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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

12] This is not a level considered “adequately capitalized” by the regulators. Given very low unemployment and record high levels of homeowners’ equity, along with a shortage of housing units (versus the surplus when the mortgage bubble began to burst in 2007), this seems reasonable to me as an estimate.

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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

6 The regulations covering NMSs do not subject them to strong enough prudential regulatory requirements to ensure they can operate in a safe and sound manner even during times of significantly adverse economic and market circumstances. The Report notes, by contrast, that the regulations that apply to banks are designed to do just that.

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A History of Ohio Land Banking 2009–2021: From Legislation to Operation

Center for Community Progress

The government land banks’ ability to transact these properties is more regulated and less flexible when it comes to property disposition compared to private-entity transactions. This number rose to 8,700 in 2003, 9,700 in 2004, 13,943 in 2006, and 14,946 in 2007. The trend continued for the next several years.

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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

For the buyer, closing costs vary significantly by state, reflecting different state regulations and laws. The cost of the lender’s title policy, which is paid by the homebuyer via a single, upfront payment made at the closing, will vary from state to state, reflecting that the states regulate title insurance.

Housing 59
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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

Unusually, the industry’s regulator, the Appraisal Foundation, was established by the industry itself and then, in 1989, designated by Congress as its regulator. The FHFA, from its founding in 2008 to 2021, was an independent regulator. 15 Credit reports. 4 See Fred Ashton, October 2022, America Action Forum.

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Saving the planet through procurement: Governments are identifying ways to use purchasing to achieve and support sustainability goals

American City & Country

Due to a lack of recycling infrastructure, many countries deal with e-waste by exporting large amounts to developing regions that lack proper waste management systems and regulations. One goal may be to contract with companies that are good stewards and take an active role in reducing their own environmental footprint.

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County Legal Authority to Fund Non-Mandated Social Services Programs

Community and Economic Development Program of UNC

328, 342 (2007); see also Saine v. 160D-1311 does not explicitly reference the federal CDBG regulations, nor does it solely provide authority for spending CDBG funds. 160D-1311 suggest that the CDBG regulations may be instructive when interpreting the meaning of “community development programs and activities.” See Blinson v.