Remove 2007 Remove Public Policy Remove Regulations
article thumbnail

The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

Unusually, the industry’s regulator, the Appraisal Foundation, was established by the industry itself and then, in 1989, designated by Congress as its regulator. The FHFA, from its founding in 2008 to 2021, was an independent regulator. 15 Credit reports. 4 See Fred Ashton, October 2022, America Action Forum.

Advocacy 101
article thumbnail

Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

20th anniversary of the blog| Urban revitalization systems thinking's greatest hits: Part two -- not transportation

Rebuilding Place in Urban Space

-- " Displacement of retail businesses through increasing property tax assessments ," (2005) -- " Forcing Displacement by the disconnection of tax assessment models from public policy goals ," (2005) -- " Displacement of retail businesses through increasing property tax assessments ," (2005) -- " Dupont Circle's changing retail environment covered (..)

article thumbnail

The Heavy Lift to Implement GSE Reform-Recap-Release: Part 2: Charter-defect Reforms

The Stoop (NYU Furman Center)

In 2016-2017, a policy consensus developed around the idea of keeping F&F rather than replacing them. [1] 8] The first three workstreams described below aim to successfully mitigate these defects through changes in FHFA regulations and PSPA amendments, i.e., via administrative means.