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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

6 The regulations covering NMSs do not subject them to strong enough prudential regulatory requirements to ensure they can operate in a safe and sound manner even during times of significantly adverse economic and market circumstances. The Report notes, by contrast, that the regulations that apply to banks are designed to do just that.

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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

12] This is not a level considered “adequately capitalized” by the regulators. Given very low unemployment and record high levels of homeowners’ equity, along with a shortage of housing units (versus the surplus when the mortgage bubble began to burst in 2007), this seems reasonable to me as an estimate.

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A History of Ohio Land Banking 2009–2021: From Legislation to Operation

Center for Community Progress

The government land banks’ ability to transact these properties is more regulated and less flexible when it comes to property disposition compared to private-entity transactions. This number rose to 8,700 in 2003, 9,700 in 2004, 13,943 in 2006, and 14,946 in 2007. The trend continued for the next several years.

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Saving the planet through procurement: Governments are identifying ways to use purchasing to achieve and support sustainability goals

American City & Country

Due to a lack of recycling infrastructure, many countries deal with e-waste by exporting large amounts to developing regions that lack proper waste management systems and regulations. It is a crucial metric for evaluating the environmental impact of an operation or product. Then, setting targets to drive reductions will go a long way.”

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

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20th anniversary of the blog| Urban revitalization systems thinking's greatest hits: Part two -- not transportation

Rebuilding Place in Urban Space

The NTHP used to have a great cultural heritage tourism operation but they junked it. Truthful study of event tourism finds that the economic impact of spending is much more limited than touted.

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County Legal Authority to Fund Non-Mandated Social Services Programs

Community and Economic Development Program of UNC

328, 342 (2007); see also Saine v. 153A-256 authorizes counties to establish, erect, acquire, lease, equip, support, operate, and maintain a county home for “aged and infirm persons.” 160D-1311 does not explicitly reference the federal CDBG regulations, nor does it solely provide authority for spending CDBG funds. See Blinson v.