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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

Finally, I will present a list of various pragmatic actions from which policymakers can select several they view as most well-suited for implementation. The Report notes, by contrast, that the regulations that apply to banks are designed to do just that. Inability to maintain “safe and sound" o perations.

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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

Rather, the root cause has been the long-running blocking of reforms to reinstate price competition in housing and mortgage markets, which contrasts with other industries where such reforms have instead been successfully implemented in past decades. The FHFA, from its founding in 2008 to 2021, was an independent regulator.

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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

For the buyer, closing costs vary significantly by state, reflecting different state regulations and laws. The cost of the lender’s title policy, which is paid by the homebuyer via a single, upfront payment made at the closing, will vary from state to state, reflecting that the states regulate title insurance.

Housing 59
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Saving the planet through procurement: Governments are identifying ways to use purchasing to achieve and support sustainability goals

American City & Country

Due to a lack of recycling infrastructure, many countries deal with e-waste by exporting large amounts to developing regions that lack proper waste management systems and regulations. One goal may be to contract with companies that are good stewards and take an active role in reducing their own environmental footprint.

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Faced with Housing Shortages, Policymakers Test New Reforms To Increase Production

The Stoop (NYU Furman Center)

State and local policymakers around the country are working to address America’s severe housing shortage, by considering, and implementing, a wide range of policies in the hopes of increasing housing supply. By contrast, the median citywide assessed value of single-family houses built 2007 or later on unsubdivided parcels was $545,000.

Housing 97
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

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How to Evaluate the Likelihood of GSE Reform in the Next Presidential Administration: Six Questions to Ask

The Stoop (NYU Furman Center)

reforms that Treasury and the Federal Housing Finance Agency (FHFA), the regulator and conservator of F&F, could undertake instead. reforms that Treasury and the Federal Housing Finance Agency (FHFA), the regulator and conservator of F&F, could undertake instead. This constituted a major weakness of the proposals.]]