The Stoop (NYU Furman Center)

APRIL 29, 2024

For the buyer, closing costs vary significantly by state, reflecting different state regulations and laws. 5 This is because the government has put considerable time and resources into developing lower downpayment alternatives that are still of acceptable credit quality to the government agencies that provide most mortgage credit today.

Housing 59

Housing Regulations Government Accountability 59

The Stoop (NYU Furman Center)

JUNE 10, 2024

The government agencies that dominate mortgage finance 16 currently require a credit report from each of the three major credit reporting bureaus, 17 known as a “tri-merge” report. The FHFA, from its founding in 2008 to 2021, was an independent regulator. 15 Credit reports. 15 Credit reports.

Advocacy 91

Advocacy Housing Regulations Legislation 91

The Stoop (NYU Furman Center)

MAY 31, 2023

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

Government 52

Government Housing Implementation Legislation 52