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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

The government agencies that dominate mortgage finance 16 currently require a credit report from each of the three major credit reporting bureaus, 17 known as a “tri-merge” report. 23 There has even been legislation proposed in Congress to legally require the tri-merge report, 24 overriding the FHFA’s proposed reform.

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The changes then became the subject of hearings and legislation in the Republican-controlled House of Representatives to reverse the changes. the legislation that established them). 16] This is symbolic legislation, as there is no chance it will be passed by the Democratic-controlled Senate. [17] It is discussed below. [19]