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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

The GSEs now engage in extensive credit risk transfer (CRT) transactions, whereby institutional investors take on portions of their single-family mortgage credit risk. 12] This is not a level considered “adequately capitalized” by the regulators. These reforms also include major changes to how the GSEs do their business.

Housing 52
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Saving the planet through procurement: Governments are identifying ways to use purchasing to achieve and support sustainability goals

American City & Country

Due to a lack of recycling infrastructure, many countries deal with e-waste by exporting large amounts to developing regions that lack proper waste management systems and regulations. One goal may be to contract with companies that are good stewards and take an active role in reducing their own environmental footprint.

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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

The industry has a reputation of engaging in aggressive advocacy and political influencing whenever a threat to the existing third-party selection business model arises. Unusually, the industry’s regulator, the Appraisal Foundation, was established by the industry itself and then, in 1989, designated by Congress as its regulator.

Advocacy 101
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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

The lawsuit alleged that the defendants engaged in practices to restrict price competition in single-family brokerage commissions, in particular for homebuyers. For the buyer, closing costs vary significantly by state, reflecting different state regulations and laws. Nevertheless, as a generalization, the cost is between 0.5

Housing 59
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. every borrower paying the same interest rate), its regulators would cite it for engaging in an unsafe and unsound practice.

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20th anniversary of the blog| Urban revitalization systems thinking's greatest hits: Part two -- not transportation

Rebuilding Place in Urban Space

," (2013) Civic assets as a network The "change isn't that simple" entry discusses multiple cities with wide-ranging anchor project development with branding similarities to the "Signature Streets" proposal. Other cities have differently named similar organizations. Generally, they have the power to weigh in on matters before government bodies.

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County Legal Authority to Fund Non-Mandated Social Services Programs

Community and Economic Development Program of UNC

153A-255 states: “Each county shall provide social service programs pursuant to Chapter 108A and Chapter 111 and may otherwise undertake, sponsor, organize, engage in, and support other social service programs intended to further the health, welfare, education, employment, safety, comfort, and convenience of its citizens” (emphasis added).