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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

First, house prices increased by 57 percent 1 over the nearly nine years from their post-financial crisis bottom (2011 Q2) through the last quarter before the pandemic (2020 Q1). 12] This is not a level considered “adequately capitalized” by the regulators. 11] This excludes a 0.10 percent decline. [20]

Housing 52
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Nonbank Mortgage Servicers: Proposing a Better Path to Reduce Their Risk to Financial Stability

The Stoop (NYU Furman Center)

6 The regulations covering NMSs do not subject them to strong enough prudential regulatory requirements to ensure they can operate in a safe and sound manner even during times of significantly adverse economic and market circumstances. The Report notes, by contrast, that the regulations that apply to banks are designed to do just that.

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County Legal Authority to Fund Non-Mandated Social Services Programs

Community and Economic Development Program of UNC

328, 342 (2007); see also Saine v. 594, 607 (2011). 160D-1311 does not explicitly reference the federal CDBG regulations, nor does it solely provide authority for spending CDBG funds. However, activities that satisfy the North Carolina Constitution’s “public purpose” requirement are not exclusive emoluments. See Blinson v.

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How to Evaluate the Likelihood of GSE Reform in the Next Presidential Administration: Six Questions to Ask

The Stoop (NYU Furman Center)

reforms that Treasury and the Federal Housing Finance Agency (FHFA), the regulator and conservator of F&F, could undertake instead. Regulators imposing a consent decree on undercapitalized financial institutions are a standard practice.[[The Is the planned conservatorship exit real or not (Part 1)?