The Stoop (NYU Furman Center)

MARCH 4, 2024

The F&F core business of securitizing and guaranteeing loans essentially takes the below-market cost of the funds raised by issuing mortgage-backed securities (MBS), which reflects the implied guarantee, and passes that subsidized cost through to primary market lenders. Growing profits by exploiting the implied guarantee.

Legislation 93

Legislation Housing Regulations Operations 93

The Stoop (NYU Furman Center)

MARCH 11, 2024

Additionally, a decade later in 1999, legislated changes were made that included broadening the asset types that could be used as collateral to secure FHLB advances. One such asset type was mortgage-backed securities (MBS) issued by Ginnie Mae, Fannie Mae, and Freddie Mac, collectively known in financial markets as “agency MBS.”

Regulations 59

Regulations Housing Legislation Community Development 59

Disaster Planning and Emergency Management

OCTOBER 23, 2020

The scenario for this pandemic (excluding the recovery) was fully formulated over the period 2003-2009. Civil protection, when it works, is a form of participatory democracy, in which the citizen has an active stake in his or her own safety and security. I have taught it every year since then.

Communications 52

Communications Legislation Implementation Public Health 52

Public Policy Blog

JANUARY 3, 2014

Residents of “late modern” society find themselves increasingly responsible for elements of life such as economic security, risk management, and identity maintenance that once were delivered by social institutions (Beck, 1999; Bennet, 1998). Simultaneously, broader social changes are also contributing to new activist forms. Bennett, C.W.

Social Media 40

Social Media Sustainability Communications Grassroots 40

AWS Public Sector Blog

APRIL 4, 2025

University of Luxembourg provides world-class education and conducts advanced research in the fields of IT, security, reliability, and trust. Established as Amazons European headquarters in 2003, Luxembourg has played an important role in both the regional and international operations.

Education 130

Education Public Sector Translation Development 130

Disaster Planning and Emergency Management

MARCH 11, 2020

US Homeland Security Council 2005, UK Government 2008), while in others it did not. When it came, in 2009, it was less deadly than expected, but that does not negate the possibility of a highly contagious disease with a case fatality rate equivalent to that of SARS in 2003, namely 10%. US Homeland Security Council 2005.

Social Media 52

Social Media Transportation Communications Security 52

Rebuilding Place in Urban Space

FEBRUARY 17, 2025

At the Urban Forum in Philadelphia in 2003, I asked one of the speakers, Charles Buki, what were some of his key influences. Higher density, visible deterioration, decrease in white in-movers, more minority children in schools, mostly rental housing, and problems in securing insurance and financing. Stage 3: Clearly declining.

Transportation 52

Transportation Community Development Housing Urban Planning 52